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Retirement Age in the Netherlands

The age you can get a pension in the Netherlands, how early you can retire, the changes already planned and whether you have to stop working.

Retirement age 67 Early retirement None Planned changes 67 + 3 m Mandatory retirement AOW age

When can I retire in the Netherlands?

Enter your date of birth to see when you reach the AOW pension age.

Retirement age in the Netherlands

67

The AOW state pension age is 67 in 2026 and 2027 and 67 and 3 months from 2028 to 2031. It is set five years ahead in line with life expectancy.

Early retirement in the Netherlands

None

The AOW cannot start early. Many workplace pension schemes let you start earlier with a lower pension, and some sectors have early-exit schemes (RVU) for heavy work.

Planned changes in the Netherlands

67 + 3 m

The age rises to 67 and 3 months in 2028 and stays there until at least 2031. Since 2025 each extra year of life expectancy adds about eight months instead of a full year.

Mandatory retirement in the Netherlands

AOW age

Employment contracts usually end automatically at the AOW age, which the law allows. Before that age your employer cannot dismiss you for being older.

Checked 23 October 2026 against pension authorities, national laws and recent reporting on reforms. Your own age can depend on your contribution record and scheme, so confirm it with the pension authority before you plan. This is a summary, not financial or legal advice. Sources: Rijksoverheid: AOW-leeftijd.

Age calculator

Your exact age today in years, months and days.

Legal ages in the Netherlands

Voting, driving, drinking and marriage ages.

Savings goal calculator

How much to save each month to reach a target.

Retirement in the Netherlands: questions and answers

What is the retirement age in the Netherlands?

The AOW state pension age is 67 in 2026 and 2027 and 67 and 3 months from 2028 to 2031. It is set five years ahead in line with life expectancy.

How early can you retire in the Netherlands?

The AOW cannot start early. Many workplace pension schemes let you start earlier with a lower pension, and some sectors have early-exit schemes (RVU) for heavy work.

Is the retirement age going up in the Netherlands?

The age rises to 67 and 3 months in 2028 and stays there until at least 2031. Since 2025 each extra year of life expectancy adds about eight months instead of a full year.

Do you have to retire at a certain age in the Netherlands?

Employment contracts usually end automatically at the AOW age, which the law allows. Before that age your employer cannot dismiss you for being older.

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