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Retirement Age in Brazil

The age you can get a pension in Brazil, how early you can retire, the changes already planned and whether you have to stop working.

Retirement age 62 / 65 Early retirement 59.5 / 64.5 Planned changes To 2031 Mandatory retirement No

When can I retire in Brazil?

Enter your date of birth to see when you reach the INSS minimum retirement age.

Retirement age in Brazil

62 / 65

Since the 2019 reform the minimum age for an INSS old-age pension is 62 for women and 65 for men, with at least 15 years of contributions for women and 20 for men who started after November 2019.

Early retirement in Brazil

59.5 / 64.5

People who were already contributing in 2019 can use transition rules. In 2026 the progressive minimum age is 59 and 6 months for women and 64 and 6 months for men, with 30 and 35 years of contributions; it rises six months a year.

Planned changes in Brazil

To 2031

The transition ages rise each year until they reach 62 and 65 in 2031. No further rise is in law.

Mandatory retirement in Brazil

No

Private-sector workers have no mandatory age. Public servants must retire at 75.

Checked 23 October 2026 against pension authorities, national laws and recent reporting on reforms. Your own age can depend on your contribution record and scheme, so confirm it with the pension authority before you plan. This is a summary, not financial or legal advice.

Age calculator

Your exact age today in years, months and days.

Legal ages in Brazil

Voting, driving, drinking and marriage ages.

Savings goal calculator

How much to save each month to reach a target.

Retirement in Brazil: questions and answers

What is the retirement age in Brazil?

Since the 2019 reform the minimum age for an INSS old-age pension is 62 for women and 65 for men, with at least 15 years of contributions for women and 20 for men who started after November 2019.

How early can you retire in Brazil?

People who were already contributing in 2019 can use transition rules. In 2026 the progressive minimum age is 59 and 6 months for women and 64 and 6 months for men, with 30 and 35 years of contributions; it rises six months a year.

Is the retirement age going up in Brazil?

The transition ages rise each year until they reach 62 and 65 in 2031. No further rise is in law.

Do you have to retire at a certain age in Brazil?

Private-sector workers have no mandatory age. Public servants must retire at 75.

Retirement ages in other countries